Welcome to UNIKREW SOLUTIONS. By accessing or using our website, mobile application, and services, you agree to comply with and be bound by the following terms and conditions. These Terms of Use, together with our Privacy Policy, govern your relationship with UNIKREW SOLUTIONS. Please read these terms carefully, and if you do not agree with any part, you should refrain from using our services.

1. Acceptance of Terms

By accessing or using any part of the UNIKREW SOLUTIONS platform, you agree to these Terms of Use. This agreement is a legally binding contract between you ("the user") and UNIKREW SOLUTIONS ("we," "our," "us"). If you do not agree to these terms, please discontinue use of our services. We reserve the right to change or modify these terms at any time. Your continued use of our services after changes to the Terms of Use indicates your acceptance of those changes.

2. Eligibility

You must be at least 18 years old or of legal age in your jurisdiction to use our services. By using our services, you represent and warrant that you meet these eligibility requirements and that all registration information you submit is accurate and truthful.

3. Account Registration and Security

To access certain services, you may be required to create an account with UNIKREW SOLUTIONS. You agree to:

You are responsible for all activities that occur under your account. UNIKREW SOLUTIONS is not liable for any loss or damage arising from unauthorized use of your account.

4. Use of Services

UNIKREW SOLUTIONS provides financial technology solutions, including but not limited to financial transaction services, digital wallets, and other financial tools. By using our services, you agree to:

We reserve the right to suspend or terminate your account if we suspect any illegal or unauthorized activity.

5. Prohibited Conduct

You are prohibited from:

If you engage in prohibited conduct, we may take appropriate action, including suspending or terminating your access to our services and pursuing legal remedies.

6. Intellectual Property Rights

All content and materials available on UNIKREW SOLUTIONS’ website, including text, graphics, logos, icons, images, videos, and software, are the intellectual property of UNIKREW SOLUTIONS or its licensors. You may not use, reproduce, modify, distribute, or display any part of our content without our prior written consent.

7. Third-Party Services

Our platform may contain links to third-party websites, services, or products. These third-party services are not under our control, and we are not responsible for their content or practices. Your use of third-party services is at your own risk, and we encourage you to review their terms and privacy policies before engaging with them.

8. Data Security

We employ robust security measures to protect your personal data from unauthorized access, alteration, disclosure, or destruction. These include encryption, firewalls, secure servers, and regular security audits. Despite these measures, we cannot guarantee absolute security due to the evolving nature of threats, but we continuously update our practices to ensure the highest level of protection.

8. Indemnification

You agree to indemnify and hold UNIKREW SOLUTIONS, its affiliates, officers, directors, employees, and agents harmless from any claims, demands, losses, or damages, including reasonable legal fees, arising from your violation of these Terms of Use or any misuse of our services.

9. Termination of Use

UNIKREW SOLUTIONS reserves the right to terminate or suspend your account and access to our services at any time, without notice or liability, for any reason, including if we believe you have violated these Terms of Use or engaged in unlawful activity. Upon termination, your right to use our services will immediately cease, and you must discontinue all use of our services.

10. Governing Law and Jurisdiction

These Terms of Use are governed by and construed in accordance with the laws of Pakistan, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in Pakistan for any disputes arising from or relating to these Terms of Use or your use of our services.

11. Severability

If any provision of these Terms of Use is found to be invalid, unlawful, or unenforceable, that provision will be limited or eliminated to the minimum extent necessary so that the remaining provisions of these Terms will continue in full force and effect.

12. Changes to the Terms of Use

We may revise these Terms of Use from time to time. If we make material changes, we will notify you by email or by posting a notice on our platform. Your continued use of our services after any changes to these Terms indicates your acceptance of those changes.

13. Entire Agreement

These Terms of Use, together with our Privacy Policy, constitute the entire agreement between you and UNIKREW SOLUTIONS regarding your use of our services. They supersede any prior agreements or understandings between you and UNIKREW SOLUTIONS, whether written or oral.

14. Contact Information

If you have any questions about these Terms of Use, please contact us at: